CH

AI/ML Engineer

chime· 40 open roles

Location TBD On-siteFull-time1 weeks ago
Salary
$238,000 - $238,000
Experience
Mid
Job Type
Full-time
Posted
1 weeks ago
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About This RoleAI processing…

About the role Chime's Data Science & Machine Learning team builds the models, services, and platforms behind how millions of members manage and grow their financial lives. We're hiring AI/ML Engineers across several teams, Trust & Safety, Lending, Growth, and Foundation Models, and you'll be matched with the team where your background, experience and interests fit best. In this role, you'll build and deploy machine learning systems on some of the richest transactional and behavioral data in fintech, turning it into decisions that protect members from fraud, expand access to credit, and power

Key ResponsibilitiesTypical for this role

  • 1
    Drive day-to-day execution of the work outlined in this role
  • 2
    Collaborate with cross-functional partners to deliver outcomes
  • 3
    Communicate progress, blockers, and decisions clearly
  • 4
    Continuously improve how the team operates

Requirements

  • Experience building and deploying deep learning models in production, with a solid grasp of architecture choice, training dynamics, and evaluation — and the judgment to model design choices
  • Solid machine learning fundamentals: classical modeling, evaluation design, and knowing which metric actually answers the question in front of you
  • Hands-on experience across the end-to-end ML lifecycle — training, experimentation, optimization, deployment, and monitoring
  • Comfort with messy real-world data, including label definition, leakage, class imbalance, and train/serve skew
  • Strong proficiency in Python and SQL, with deep learning frameworks such as PyTorch and distributed compute such as Spark or PySpark
  • Working knowledge of modern ML infrastructure — AWS and tools such as SageMaker, Airflow, Kafka, Redis, and Snowflake — and an MLOps mindset for keeping production systems healthy
  • The ability to operate independently in ambiguous environments, and to communicate clearly with both technical and non-technical partners

Perks & Benefits

Trust & Safety — fraud, risk, abuse detection, or adversarial modeling
Lending — credit or underwriting models, and familiarity with model governance, explainability, and fairness requirements
Growth — personalization, recommendation, marketing measurement, or experimentation at scale
Foundation Models — transformers on tabular or semi-structured data, large-scale pretraining, ML platform work, or applied research with a publication record
🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
💻 Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
✨ Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
🏝 Generous vacation policy and company-wide paid days off
🫂 1% of your time off to support local community organizations of your choice
👟 Annual wellness stipend to use towards eligible wellness related expenses
👶 Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
👪 Access to family planning reimbursement
💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

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