Director, Strategic Finance - SoFi Checking & Savings and Credit Card

About This RoleAI processing…

Key Responsibilities

• 1
  Own the financial strategy, multi-year plan, annual operating plan, and rolling forecasts for SoFi’s rapidly growing Checking & Savings and Credit Card businesses
• 2
  Serve as a strategic thought partner to Business Unit leaders, translating financial and operational data into insights and recommendations that shape growth strategy and business performance
• 3
  Build and analyze customer and product-level unit economics including LTV, CAC, payback periods, and risk-adjusted returns across cohorts, acquisition channels, products, and member segments
• 4
  Drive disciplined capital allocation through business cases, trade-off analyses, and post-investment performance measurement
• 5
  Partner with Product, Marketing, Risk, Operations, Treasury, Accounting, and Data teams to evaluate new products, pricing and rewards strategies, marketing programs, partnerships, and operating initiatives
• 6
  Lead scenario planning and sensitivity analyses to assess the impact of changes in interest rates, member behavior, credit performance, competitive dynamics, and other key business drivers
• 7
  Develop business cases for major initiatives and establish post-investment measurement processes to evaluate realized returns, surface learnings, and improve future capital-allocation decisions
• 8
  Synthesize complex analyses into clear, compelling recommendations and communicate business performance, risks, and opportunities to Executive Leadership
• 9
  Identify and scale high-impact AI use cases that expand Strategic Finance’s capabilities, capacity, and analytical rigor
• 10
  Lead, develop, and inspire a high-performing team while fostering strong cross-functional collaboration, accountability, inclusion, and mentorship within and outside of Finance

Requirements

• 12+ years of experience in Strategic Finance, Corporate Finance, FP&A, investment banking, or a related field, ideally within fintech or consumer financial services
• Deep expertise in consumer financial-services economics, with a strong command of Credit Card unit economics and P&L dynamics
• Demonstrated expertise analyzing unit economics, including LTV/CAC, payback periods, and risk-adjusted returns, across cohorts, channels, products, and segments
• Expert financial modeling and scenario-analysis skills, including the ability to build driver-based models from scratch and analyze large data sets
• Fluency with AI tools and demonstrated ability to apply them to financial modeling, analysis, workflow automation, and decision support
• Ability to synthesize complex information into clear recommendations and influence senior decision-makers
• Creative and strategic problem-solving skills, with the ability to bring structure to ambiguous business questions
• Track record of building strong cross-functional relationships and driving decisions across Product, Marketing, Risk, Operations, and other functions
• Advanced spreadsheet and presentation skills; experience with Google Sheets and Slides is a plus
• Bachelor’s degree in Finance, Economics, Accounting, or a related field, or equivalent practical experience
• Previous people management experience is a plus

Perks & Benefits