Independent Risk Management Director, Investment Products

About This RoleAI processing…

Key Responsibilities

• 1
  Serve as the accountable 2LOD Risk Manager for the Invest business, maintaining an enterprise-wide view of Invest’s risk profile including key risk themes and control effectiveness.
• 2
  Become a trusted advisor to senior business leaders on risk implications of strategic decisions, product expansion, operational changes, and emerging risks.
• 3
  Represent Independent Risk Management in executive forums related to Invest strategy, governance, and risk management.
• 4
  Present risk assessments and recommendations to senior management committees, executive leadership, and Board-level governance forums, as appropriate.
• 5
  Provide hands-on independent oversight and credible challenge across consumer and retail investment products: self-directed brokerage, robo-advisory, options trading, IPOs, alternative investments, Composer trading algorithms, margin lending, and broker-dealer clearing/introducing broker relationships.
• 6
  Oversee aggregate portfolio risk trends, including:
• 7
  Operational (trade processing/settlement/service failures, reconciliation breaks, corporate action errors),
• 8
  Fraud (targeted risk assessments across all attack vectors),
• 9
  Third party (vendor diligence, outages and cyber incidents, service degradation, concentration risk),
• 10
  Technology & platform (trading outages, mobile app/API failures, data quality issues),
• 11
  Product (new product introduction, portfolio construction errors, rebalancing failures, product design flaws, unexpected concentration exposures),
• 12
  Credit (margin lending), and

Requirements

• 10+ years of experience in Risk Management, Operational Risk, Enterprise Risk, Product Risk, Audit, Compliance, or related control functions.
• The role: SoFi is seeking an energetic, detail-oriented, self-motivated, and intellectually curious Independent Risk Management (IRM) Director to support the growth of our Invest business.
• Your success in this role will rely on deep subject matter expertise in broker-dealer, investment advisory matters, and retail investment product risks.
• What you’ll need: 10+ years of experience in Risk Management, Operational Risk, Enterprise Risk, Product Risk, Audit, Compliance, or related control functions.
• If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
• Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Perks & Benefits