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Lead Data Analyst, MyPay

chime· 82 open roles

Location TBD On-siteFull-time1 weeks ago
Salary
$210,000 - $210,000
Experience
Mid
Job Type
Full-time
Posted
1 weeks ago
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About This Role

The Lead Data Analyst of Credit Risk will lead risk strategy for MyPay, balancing product growth with responsible risk management and loss mitigation. This role will own underwriting, limit assignment, and loss forecasting strategies, leveraging technical expertise to build data-driven solutions. The Lead Data Analyst will also manage and mentor a team of Data Analysts. The role requires experience in credit risk, data science, or advanced analytics, with expertise in SQL, Python, and experimentation design. The Lead Data Analyst will partner with cross-functional teams to integrate risk strategies into the member experience and align on financial targets.

Key ResponsibilitiesAI-extracted

  • 1
    Drives risk strategy for MyPay, including underwriting policies, dynamic limit assignments, and repayment strategies
  • 2
    Designs, executes, and analyzes A/B tests to optimize credit limits, user experience, and risk/reward trade-offs
  • 3
    Utilizes advanced statistical modeling and data science techniques to identify new risk signals and improve predictive models
  • 4
    Develops robust dashboards and reporting frameworks to track portfolio performance and financial health
  • 5
    Typically: Collaborates with stakeholders to develop and implement risk management plans

RequirementsAI-extracted

  • 7+ years of experience in credit risk, data science, or advanced analytics
  • Expert-level proficiency in SQL and strong programming skills in Python
  • Deep hands-on experience designing and analyzing A/B tests and multivariate experiments
  • Solid understanding of consumer credit risk principles, loss forecasting, and unit economics
  • Typically: Strong communication and project management skills

Perks & BenefitsAI-extracted

Competitive salary based on experience
401k match and great medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide paid days off
Typically: Health coverage and paid time off
Typically: Opportunities for professional growth and development

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