Principal Product Manager

About This RoleAI processing…

Key Responsibilities

• 1
  Own the strategy and roadmap for lending top of funnel end-to-end, across loans first, but additionally credit cards, lines of credit, and the credit products that come next.
• 2
  Lead company-program-sized cross-functional efforts, starting with new registration flows into Chime.
• 3
  Grow the funnel zero to one.
• 4
  Partner deeply with Product Marketing on channel optimization and CAC to make acquisition efficient at scale.
• 5
  Build the experiences that decide whether a member converts to Chime for their primary bank.
• 6
  Give millions of Americans a fair source of liquidity when they need it, whether that’s covering an unexpected expense or getting out of bad debt.
• 7
  Drive product decisions across the full product lifecycle, partnering closely with Engineering, Design, Data Science, Risk, Operations, Legal, Compliance, Marketing, and Finance.
• 8
  Make high-conviction prioritization decisions and align cross-functional teams around a clear product vision, measurable outcomes, and business impact.
• 9
  Use customer insights, experimentation, and data to continuously improve the member experience while growing a profitable business.
• 10
  Serve as a product leader for the team, creating clarity, setting direction, and ensuring exceptional execution from strategy through launch.

Requirements

• 11+ years of experience leading consumer product strategy and execution for high-impact digital products from concept through scale.
• Direct experience growing the top of funnel for lending products — loans, credit cards, or lines of credit — at a major consumer business, with measurable results on application volume, conversion, and CAC.
• A proven track record of owning complex product areas with measurable business outcomes, ideally including growth, monetization, or financial products.
• Experience working with credit bureaus, affiliates, and acquisition marketplaces and partnering with Product Marketing on channel strategy.
• Experience building or managing complex consumer financial platforms, high-scale fintech products, or mission-critical decisioning systems.
• Experience making strategic product decisions in highly cross-functional environments with Engineering, Design, Analytics, Risk, and business partners.
• Strong product intuition backed by data, with the ability to prioritize effectively and make thoughtful tradeoffs.
• Experience building products that simplify complex customer problems and deliver exceptional user experiences.
• Excellent communication and stakeholder management skills, with the ability to influence across functions and executive audiences.

Perks & Benefits