Retail Loan Originator

About This RoleAI processing…

Key Responsibilities

• 1
  Evaluate initial loan applications and supporting documentation to assess creditworthiness and repayment ability
• 2
  Perform preliminary analysis of applicants’ credit, income, and assets, communicating initial eligibility and next steps clearly to the customer
• 3
  Communicate key origination timelines, product options, pricing, and underwriting requirements throughout the loan lifecycle
• 4
  Proactively engage with applicants through outbound communication to obtain required documentation and ensure timely progression from application to funding
• 5
  Clearly communicate loan status updates, conditions, approvals, and/or declinations to ensure customers are informed at every stage
• 6
  Coordinate with realtors, builders, mobile notaries, and other third-party partners to support a smooth transaction
• 7
  Manage the loan process to ensure timely and accurate delivery of disclosures, re-disclosures due to changed circumstances, and closing documentation
• 8
  Continuously enhance sales effectiveness and customer experience through ongoing training and development
• 9
  Maximize monthly funded loan volume while maintaining quality and compliance standards
• 10
  Manage and convert a pipeline of centrally provided leads while delivering a high-touch, consultative retail experience

Requirements

• Two to four (2-4) years of successful origination of loans; residential mortgage loan experience preferred but not required.
• Strong knowledge of federal, state and/or regulatory requirements of mortgage lending
• Overall good knowledge and understanding of mortgage product, pricing and underwriting guidelines
• Consultative sales skills in a mortgage sales organization
• High volume transaction processing experience exhibiting the ability to follow written procedures and processes with a high level of accuracy and attention to detail
• Any individual state mortgage licensing is considered a plus
• Ability to obtain and maintain individual state license(s) and SAFE act compliance

Perks & Benefits