Capital Credit Senior Associate, Underwriting and Portfolio Management

About This Role

Key ResponsibilitiesAI-extracted

• 1
  Manage the monthly financial review process for the entire customer base, analyzing financial statements and identifying red flags.
• 2
  Conduct active risk management, identifying deteriorating credits or anomalies and triggering deeper reviews.
• 3
  Prepare credit modifications, evaluating requests for line increases, term adjustments, or other modifications.
• 4
  Own compliance and operations, overseeing KYB/KYC, UCC lien filing, and lien management processes.
• 5
  Build and maintain analytics, designing portfolio monitoring dashboards and automating data ingestion and anomaly detection.

RequirementsAI-extracted

• 3-7 years of experience in commercial lending, credit risk, or portfolio management, with Asset-Based Lending or Working Capital experience highly preferred.
• Hands-on credit experience, with the ability to manually review financial statements and write credit memos or loan modification justifications.
• Operational knowledge of lending operations, including KYB/KYC regulations, UCC lien perfection, and compliance management.
• Technical proficiency in data analytics tools, such as SQL, Power BI, Tableau, or Looker.
• Excellent verbal and written communication skills to articulate credit rationale to the Risk Committee and partner effectively with BD and Ops.

Perks & BenefitsAI-extracted