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About the role We’re seeking a Finance Associate to support the Payments function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime’s financial strategy. Supporting Cost of Revenue (COR), you will collaborate with cross-functional partners across Strategy, Product, Data, Engineering, and Accounting to drive accuracy, visibility, and predictability in
Key Responsibilities
- 1Own and improve COR forecasting processes, incorporating key drivers such as transaction volumes, pricing, vendor changes, and product evolution
- 2Develop, deliver, and maintain Cost of Revenue reporting and dashboards (e.g., vendor costs, transaction drivers) to ensure visibility and accuracy for business and finance leadership
- 3Partner cross-functionally with Strategy, Product, Data, Engineering, and Accounting to support financial decision-making and accountability
- 4Support monthly close processes by validating actuals, and explaining variances and business performance across COR categories
- 5Leverage AI and automation to streamline financial processes, improve data quality, and enhance scalable reporting and forecasting capabilities that support Chime’s growth and enable smarter, faster decision-making
- 6Support ad hoc analyses and strategic initiatives focused on optimization opportunities across COR
Requirements
- Minimum 3+ years of Finance/FP&A, investment banking, Big 4 accounting/advisory, or consulting experience
- Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field
- Track record of budgeting, forecasting, and financial modeling with strong accuracy and attention to detail
- Strong sense of ownership and commitment to quality, working diligently to navigate ambiguity/obstacles and drive projects to completion
- Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
- Proven ability to manage multiple priorities and competing deadlines in a fast-paced environment
- Advanced G-Suite, Microsoft Excel, Word, and presentation tools (PowerPoint, G-Slides) skills required
- Experience identifying, designing, or deploying AI-driven use cases within finance workflows (e.g., forecasting automation, reporting acceleration, variance analysis, or scenario modeling)
- Bonus Experience: Pigment, Netsuite, Looker, Workday, SQL, Snowflake, Python/coding tools, and direct experience with R&D and/or transaction loss forecasting
Perks & Benefits
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