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About This RoleAI processing…
About the role We’re seeking a Senior Finance Manager, Payments to own the Cost of Revenue function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime’s financial strategy. As the leader of the Cost of Revenue function at Chime, you will own the strategy, execution, and continuous improvement of COR forecasting and financial operations. You will build
Key Responsibilities
- 1In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives.
- 2As the leader of the Cost of Revenue function at Chime, you will own the strategy, execution, and continuous improvement of COR forecasting and financial operations.
- 3You will build and lead a high-performing team, setting the vision for how we think about cost structure and the tradeoffs between revenue growth and cost efficiency across the business.
- 4You will serve as a trusted strategic partner to senior leaders across Product, Banking Partnerships, Data, Engineering, and Accounting going beyond forecast accuracy to shape how Chime evaluates the financial viability and economics of new product launches, features, and initiatives.
- 5You will lead coverage of key COR areas including processing, network, and bank-related costs, bringing a deep understanding of the drivers including transaction volume, pricing dynamics, vendor relationships, and product evolution that influence our cost structure.
- 6In this capacity, you will also play an active role in vendor contract negotiations and renewals, partnering with Legal, Procurement, and business stakeholders to optimize terms and drive cost efficiency at scale.
- 7You will oversee the monthly close process in partnership with Accounting, ensuring the integrity of actuals, variance explanations, and financial reporting across all COR categories.
- 8Beyond the close, you will drive the bottoms-up planning process and establish scalable, repeatable forecasting frameworks — leveraging AI and automation to enhance precision, reduce manual effort, and position the team to operate effectively as Chime grows.
Requirements
- Minimum 8+ years of Finance/FP&A, investment banking, Big 4 accounting/advisory, or consulting experience
- Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field
- Proven experience leading and developing high-performing finance teams, with the ability to set vision, coach talent, and drive accountability
- Track record of owning end-to-end budgeting, forecasting, and financial modeling with a strong emphasis on accuracy, scalability, and business impact
- Demonstrated ability to influence senior stakeholders and drive cross-functional alignment on complex financial and strategic decisions
- Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
- Experience identifying, designing, or deploying AI-driven use cases within finance workflows such as forecasting automation, reporting acceleration, variance analysis, or scenario modeling
- Advanced G-Suite, Microsoft Excel, Word, and presentation tools (PowerPoint, G-Slides) skills required
- Bonus Experience: Pigment, Netsuite, Looker, Workday, SQL, Snowflake, Python/coding tools, and direct experience with Cost of Revenue, transaction economics, or vendor contract management
Perks & Benefits
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