Software Engineer, Credit Line

chime· 69 open roles

Location TBD On-siteFull-time3 weeks ago

Salary

$133,000 - $184,000

Experience

Mid

Job Type

Full-time

Posted

3 weeks ago

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About This RoleAI processing…

About the role SpotMe provides our members with liquidity when and where they need it so they can still buy groceries, pay for transportation or cover unexpected expenses when money is tight. We’re looking for a backend engineer to help build and operate our services that make this possible. You’ll join a tight-knit, collaborative team that holds a high bar for quality, learns together and cares deeply about solving real member problems. Our members regularly tell us SpotMe is one of the main reasons they recommend Chime. If you’re curious, collaborative and excited to grow as a product-minded

Key Responsibilities

1
Design, develop, test and scale backend APIs and services of new and existing product features
2
Collaborate closely with mobile, product, design, risk and data partners to understand member pain points and turn them into simple and reliable solutions
3
Proactively identify opportunities for improving the reliability and scalability of our systems
4
Work across the engineering team to improve and uphold high technical standards
5
Participate in code reviews, on-call rotations and incident follow-ups to grow quickly while helping the team raise the bar on quality and operational excellence

Requirements

3+ years developing software in a production environment at scale
Proven experience with Ruby on Rails or comparable frameworks
Experience working with transactional databases and caching systems
Exposure to architectural patterns of large, high-scale web applications
An appreciation of maintainable and well-tested code
A collaborative, low-ego working style. You enjoy pairing with others, giving and receiving feedback and helping your teammates succeed
Enjoyment in learning and diving into the deepest levels of how things work
Start-up experience as an added plus
A strong product and member mindset. You care about the real people on the other side of the API and are motivated by seeing your work have a positive impact

Perks & Benefits

🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute

💰 Competitive salary based on experience

✨ 401k match plus great medical, dental, vision, life, and disability benefits

🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off

🫂 1% of your time off to support local community organizations of your choice

👟 Annual wellness stipend to use towards eligible wellness related expenses

👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents

👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress